How to apply for a Newpay account

Once approved you can use your account whenever you see the Newpay logo, no more credit checks needed


Choose Newpay at checkout

Look at the available payment options →
Shopping basket preview, with 'newpay' as a payment option

Add all the items to the basket, proceed to the checkout and choose to pay with Newpay, easy.


Shop at one of our retailers

and sign up for your Newpay account.

Browse all the Newpay retailers

Eligibility criteria

  • Check markBe 18 years or over with a regular income
  • Check markDon’t have an existing Newpay account
  • Check markHave a current UK bank account
  • Check markHave been a UK resident for at least 12 months
  • Check markHave a valid email address and mobile phone number

Representative example

24.9% APR

Representative (variable)

24.94% PA

Purchase rate (variable)


Assumed credit limit

The APR, credit limit and any promotions that you're offered will depend on the assessment of your application.

Download the Newpay app

  • Track your payment plans
  • Single monthly payments
  • Safe and secure with Touch or Face ID
  • Shop at your favourite retailers

Newpay for business

Boost your sales with Newpay

Join a community of brands maximising their checkout experience.

Find out more
Newpay for business
Credit available only to UK residents aged 18 and over. Subject to status. Terms apply.

NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services.

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