How to apply for a Newpay account
Once approved you can use your account whenever you see the Newpay logo, no more credit checks needed
Choose Newpay at checkout
Look at the available payment options →![Shopping basket preview, with 'newpay' as a payment option](/static/732a8649cb86335679ad35361bd8c682/49363/step1.png)
Add all the items to the basket, proceed to the checkout and choose to pay with Newpay, easy.
Check your eligibility
Check the eligibility criteria →![Checking eligibility progress bar](/static/8ffd244e8d50ae62f0f357fa938a413b/49363/step2.png)
A quick, no-risk check will let you know if you're eligible. This won't impact your credit score.
Pay with Newpay
Learn more about payment options →![NewPay payment checkout preview](/static/486d7fca6c313d7b9e0638cfd4cafb97/49363/step3.png)
Use your account to pay at any of our retailers. Simply pick your payment plan when purchasing your product.
![banner-image](/static/938ffc44c7e44ceb33165803c8c87309/462c1/retailers-banner-mobile.png)
Shop at one of our retailers
and sign up for your Newpay account.
Eligibility criteria
- Be 18 years or over with a regular income
- Don’t have an existing Newpay account
- Have a current UK bank account
- Have been a UK resident for at least 12 months
- Have a valid email address and mobile phone number
Representative example
24.9% APR
Representative (variable)
24.94% PA
Purchase rate (variable)
£1,200
Assumed credit limit
The APR, credit limit and any promotions that you're offered will depend on the assessment of your application.
Download the Newpay app
- Track your payment plans
- Single monthly payments
- Safe and secure with Touch or Face ID
- Shop at your favourite retailers
Newpay for business
Boost your sales with Newpay
Join a community of brands maximising their checkout experience.
Find out more![Newpay for business](https://cdn.sanity.io/images/55u541lx/production/95effbc8a5db232d6e60df2da1fed6df0f9ab02d-1600x900.jpg?w=1600&h=900&auto=format)