Think big. Pay small.

Break big buys into bite-sized pieces.

24.9% APR

Representative (variable)

One account for all your purchases

Newpay is a digital credit account that allows you to break down your online purchases into monthly payments wherever you see the logo.

Apply now for a Newpay account with a credit limit up to £5,000.

Apply now for a Newpay account with a credit limit up to £5,000.

Shop at a range of retailers

Browse all Newpay retailers →

Look for Newpay when you check out

Turn bigger buys into smaller monthly payments

The easy and more controllable way to make bigger purchases online.

Monthly instalment
Fixed monthly payments over 6, 12, 18 or 24 months at your standard interest rate.
0% interest
Spread the cost in monthly instalments with no interest at selected retailers.
Flexible Credit
Just the monthly minimum or more when you can afford it at your standard interest rate.
Learn more about payment options

Representative example

24.9% APR

Representative (variable)

24.94% PA

Purchase rate (variable)


Assumed credit limit

The APR, credit limit and any promotions that you're offered will depend on the assessment of your application.

Download the Newpay app

  • Track your payment plans
  • Single monthly payments
  • Safe and secure with Touch or Face ID
  • Shop at your favourite retailers

Newpay for business

Boost your sales with Newpay

Join a community of brands maximising their checkout experience.

Find out more
Newpay for business
Credit available only to UK residents aged 18 and over. Subject to status. Terms apply.

NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services.

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