Make it possible

Get more choice over when you pay back with a flexible Newpay credit account

24.9% APR

Representative (variable)

Find out more

Flex the way you pay

Spread the cost of purchases with a choice of instalment plans from 6-48 months. And pay back any time, fee free.

More flexibility with just one Newpay account. And the simplicity of just one monthly payment.

More flexibility with just one Newpay account. And the simplicity of just one monthly payment.

Showstopping shopping

Browse all Newpay retailers →

Ready to get started?

More choice, one place

Pick your fix...
Choose from instalments over 6–48 months and pay back early anytime, fee-free
Or go for a flex
Pay just the minimum every month or more when you want to
Get 0% interest
Select interest-free offers at a range of retailers
Learn more about payment options

Representative example

24.9% APR

Representative (variable)

24.94% P.A.

Purchase rate (variable)

£1,200

Assumed credit limit

The APR, credit limit and any promotions that you’re offered will depend on the assessment of your application. 0% promotional offer is available on selected retailers. The standard purchase rate will apply to your purchase if you don’t keep up the payments on a promotional offer instalment plan.

Download the Newpay app

  • Track your payment plans
  • Single monthly payments
  • Safe and secure with Touch or Face ID
  • Shop at your favourite retailers

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Credit available only to UK residents aged 18 and over. Subject to status. Terms apply.

NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services.

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