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How to apply
Think big.
Pay small.
Break big buys into bite-sized pieces.
21.9% APR
Representative (variable)
How to Apply
Where to Spend

One account for all your purchases

Newpay is a digital credit account that allows you to break down your online purchases into monthly payments wherever you see the logo.

Apply now for a Newpay account with a credit limit up to £5,000.

Apply now for a Newpay account with a credit limit up to £5,000.

Shop at a range of retailers

Browse all Newpay retailers →

Look for Newpay when you check out

Turn bigger buys into smaller monthly payments

The easy and more controllable way to make bigger purchases online.
Monthly instalment
Fixed monthly payments over 6, 12, 18 or 24 months at your standard interest rate.
0% interest
Spread the cost in monthly instalments with no interest at selected retailers.
Flexible Credit
Just the monthly minimum or more when you can afford it at your standard interest rate.

Representative example

21.9% APR

Representative (variable)

21.94% PA

Purchase rate (variable)


Assumed credit limit

The APR, credit limit and any promotions that you're offered will depend on the assessment of your application.

More ways to buy from the brands you love
Spread the cost with Newpay at your favourite retailers.
We will add more places to use your Newpay account, stay tuned!

Download the Newpay app

  • Track your payment plans
  • Single monthly payments
  • Safe and secure with Touch or Face ID
  • Shop at your favourite retailers

Newpay for business

Join our community of brands to boost your business

Newpay is an instant access digital credit account that can be seamlessly integrated into any brand and checkout experience. It helps your customers buy more easily.

Businesses get in touch
AboutPayment optionsPrivacy noticeCookie notice
Credit available only to UK residents aged 18 and over. Subject to status. Terms apply.
NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services.