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How to apply

How to apply for a Newpay account

Once approved you can use your account whenever you see the Newpay logo, no more credit checks needed


Choose Newpay at checkout

Look at the available payment options →

Add all the items to the basket, proceed to the checkout and choose to pay with Newpay, easy.


A quick, no-risk check will let you know if you're eligible. This won't impact your credit score.


Use your account to pay at any of our retailers. Simply pick your payment plan when purchasing your product.

Shop at one of our retailers

and sign up for your Newpay account.

Browse all the Newpay retailers

Eligibility criteria

an image of a green tickBe 18 or over with a regular income

an image of a green tickHave no existing Newpay account

an image of a green tickHave a UK bank account and phone number

an image of a green tickHave been a UK resident for at least 12 months

Representative example

21.9% APR

Representative (variable)

21.94% PA

Purchase rate (variable)


Assumed credit limit

The APR, credit limit and any promotions that you're offered will depend on the assessment of your application.

Download the Newpay app

  • Track your payment plans
  • Single monthly payments
  • Safe and secure with Touch or Face ID
  • Shop at your favourite retailers

Newpay for business

Join our community of brands to boost your business

Newpay is an instant access digital credit account that can be seamlessly integrated into any brand and checkout experience. It helps your customers buy more easily.

Businesses get in touch
AboutPayment optionsPrivacy noticeCookie notice
Credit available only to UK residents aged 18 and over. Subject to status. Terms apply.
NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services.